Invoice factoring provides businesses with funding based on your customers’ future invoice payments. Invoice financing or invoice factoring refers to any kind of financing that is backed by unpaid invoices. These tend to be great products for B2B businesses or any kind of business with slow-paying customers. This kind of financing is simple, we pay you a percentage of your promised invoices up front and then give you the rest once the invoice is paid.

Global Funding Financial Lending Programs offer...

Why Choose Small Business Loan?

A Small Business Loan in Action: Miguel’s Electrical Services, Inc.

Miguel has been operating a successful electrical firm in a small New England city for more than ten years. Now he’s ready to act on a longtime vision of moving into the commercial marketplace.

When a new luxury hotel near the sports arena requests bids for its electrical work, Miguel bids on the $500,000, eight-month job — and gets it.

The job will cost Miguel $250,000 in materials and payroll. The hotel is paying $100,000 up front, leaving him with a $150,000 gap to manage until the hotel makes its final $400,000 payment.

Miguel applied for and received a $150,000 loan. And since we gave him a ten-month payback schedule, there’s a two-month cushion, just in case there’s an overrun on the job.

Miguel and his team completed the job — and won two more commercial bids. Now we’re helping him fund those, too!

Get Started

Buy Equipment

Maintain your competitive edge.


Act quickly on new market opportunities.

Maintain Cash Flow

Compensate for slower startup or seasonal sales.


Improve your workplace for enhanced employee and customer satisfaction.

Manage Expenses

Compensate for unpredictable cash outlays.

Purchase Inventory

Buffer your operation from supply-chain issues.

Staff Up

Add people when and where you need them.

Launch a Marketing Campaign

Keep the conversation going with customers and prospects.

Bolster Your Payroll

Compensate seasonal employees during slow periods.

Get Started With Ease

Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.

We’ll make our funding recommendation within four to 24 hours.

You’ll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.

Pros of Invoice Factoring

Giving your business on-demand access to working capital


Amount: 100% of value of invoices

Terms Options: Until invoice paid in full

Flexible Payments: Custom payment options

Immediate cash flow – Grows with your business

Qualifications for Invoice Factoring


No minimum time




$120,000 or higher

sers have the ability to fund invoices of any size through Global Funding. Invoices must be less than 90 days old to be eligible for funding.

One of the best benefits of invoice factoring is that you can secure next-day, or even same-day, funding. Instead of waiting 30,60, or even 90 days to receive payment from your customers, you can factor those invoices and have cash in your business' bank account in as little as 24 hours.

A reputable factoring company will not only provide immediate capital, but also exceptional back-office support that saves you valuable time, money and resources.

There are three different types of loans. They are short, medium, and long term. Short-term loans usually last for 12 months or less. Medium-term loans can last 12 months up to 36 months. Long-term loans can last anywhere from 3 years up to 25 years.

The main term loan definition is that it has a specified length of time required to pay it off. The interest rates can be fixed or variable as well. A loan can be an open line of credit, a term loan, or other type of lending product.

Mortgages are a type of term loan that most people are familiar with. It has a set amount of time like 20 years or 30 years to pay off and a fixed or variable interest rate.

Term loans are great for any business, but they are especially helpful for businesses with special equipment, permanent locations, and other startups.

Global Funding offers a free, no obligation quote for their term loans. Apply today to find out if your business qualifies.

Repayment begins typically the month after the loan starts unless your terms include different terms. You'll pay a set amount every month until the end of the loan unless it is a variable interest rate.

At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.

Our dedicated specialist are here to assist you every step of the way!

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